Are you 90 days late on your car payment? Did your vehicle just get turned off by the bank? Is your lender threatening to repossess your car? Has your car already been repossessed in the last few days? Relax – you have options. When you file for a Utah Chapter 7 Bankruptcy or a Utah Chapter 13 Bankruptcy, there is an automatic stay that goes into effect – it basically gives you time to breath and figure out what you want to do with the vehicle.
Once you have filed for bankruptcy, then you can decided whether you want to keep the vehicle or surrender it. When you meet with me, we will discuss your options under a Utah Chapter 7 Bankruptcy and a Utah Chapter 13 Bankruptcy. We may even be able to modify your loan under some circumstances.
It is important that you act quickly. Please call my office at (801) 432-8682 to schedule a free consultation. I look forward to working with you.
